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How to Save Lots of Time and Money: Hacking Your Everyday Necessities

This is a post I’ve been meaning to write for awhile, because it’s something that has really changed a lot of the recurring purchases I make.

One of my primary criticisms against coupons was that there is a continuous time investment that can put you into a mindset of “saving mode” instead of “earning mode.”

What I’m going to discuss today is very different – it’s something I’ve implemented in my life that actually saves me both time and money. It’s not for everyone, so you need to decide if this is something you want to implement for yourself.

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Why I Hate Coupons

Don’t get me wrong.  Buying something at a discount is almost always a good thing, and that’s basically what a coupon accomplishes.  Coupons on their own really aren’t so bad, but that’s not why I hate them.

For a brief moment, I did think that coupons could play a major role in my life’s overall financial strategy, but I quickly found that I was wrong.

Allow me to explain…

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The 31-Day Workaholic Challenge

I’m excited today to kick off a personal challenge here, and hopefully some of you will join me.

If you could tell by the tone of my last income report, things weren’t looking all that great.  My income was down for a variety of reasons, and even though April as a whole didn’t turn out too badly, I could tell that a further decline was in store for this month.

As result, I’m launching this personal challenge to see if I can get myself back on the right track.  If everything goes as planned, I’ll have some great things to report at the end of the 31 days.

Let’s get into the details…

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“I’m Too Busy.” Sound Familiar?

This is something I struggle with on an annual basis (during tax season).  I have a real job – one that exists very far away from my internet projects.  I have no problem meeting the obligations of that job, even if it’s stressful at times.

Sometimes, however, the real stress isn’t about what I’m doing at my job – it’s what I’m not doing outside my job because “I’m too busy.”  I have projects that I’d like to be working on, but at the same time, I also want to enjoy what little free time I have outside of work (which tends to happen when you’re working 60+ hours a week).

So how do you fight this urge to simply say, “I’m too busy”?  How do you maintain productivity with your side projects when your “real” life is consuming most of your time? This post will be short and sweet, but hopefully it’ll generate some good discussion.

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Are You REALLY Trying to Succeed?

I’ve spent the better part of the past two and a half years trying to build a business online while holding down a full-time, 9 to 5 job (and during parts of the year, working much more than 40 hours a week).  This blog, My 4-Hour Workweek, was born like many others – following the reading of The 4-Hour Workweek by Tim Ferriss.

Since that time, I’ve had a strong desire to build an online passive income business, and those of you who have been reading this blog for the past couple of years have seen my many ups and downs.  Recently though, I’ve called into question my own motivation: Am I really trying to succeed? Or has the once lit fire finally died out?

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Let’s Experiment with Laser Focus

In the interest of extreme productivity, I’ve decided to perform an experiment for the next week (starting today and ending a week from today).  I’ve come to the conclusion that there is far too much noise in my life – I don’t mean this literally of course, but there are far too many distractions.

There are so many things going on, too many blogs to read, too many e-mails to respond to, etc.  I’m not overwhelmed emotionally, because none of it directly impacts my immediate well-being.  I still go to my 9 to 5 job every day, do a good job, and get my paycheck every two weeks, so it’s not like I’m in any sort of immediate danger.

Every day that goes by where I’m unproductive outside of work, however, probably has a larger impact on my future.  I’m a believer that hard work today will pay off in multiples at some point in the future, so each day’s lack of productivity is probably more detrimental than it seems.

Keep reading for the details of the experiment…

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