My Passive Income Report [February 2013]

February came and went rather quickly, and March seems to be doing the same (this is the latest I’ve ever posted a previous month’s income report!).

I’m generally not a fan of February from a reporting standpoint – you only have 28 days, so to maintain your regular monthly results, you need to be a lot more productive.

Surprise, surprise…I was not very productive, thanks to my very busy work schedule during tax season.  That didn’t get in the way of having a great month, fortunately.

I’ll share all the details below…

A Brief Overview of February

Even though I was so busy during February, there were a lot of good things that happened. For one, I had another solid earning month despite doing very little work.  That’s the beauty of passive income, of course. There was also some really good news from InfoBarrel, which I’ll share below.

The major drawback of February was that tax season really kicked into high gear, and will remain that way through the middle of April.  This is something that really kicks me every year, because as much as I’d love to be productive with my side projects, I can’t always get myself to do work after 12-14 hour day (including my commute time.)

The best part about February?  Another record breaking month!  Highly ironic, considering it’s the month in which I spent virtually no time on my online projects, along with the fact that it was 3 days shorter than last month (my previous record earning month).

February Income Report

Article Writing

Beginning in March, InfoBarrel is finally “back in business” for me.  They finally released their system that allows you to earn money from AdSense without having an AdSense account.  Effectively, you will get the revenue from 75-90% of the ad impressions on your articles (percentage varies based on your article contributions for the month).

Most of my articles aren’t ranking like they used to, and I haven’t written new ones in a long time, but I should still be able to earn a little bit of money each month now from here (a far cry from my original plan to make $2,000 per month with InfoBarrel).  If you’ve been wanting to make money from articles and don’t have an AdSense account, now is the perfect time to sign up with InfoBarrel and start writing.

As for SquidooI’ve taken a break from writing new lenses until tax season is over, but I continue to earn here.  Currently, I am up to 65 lenses (+6 from last month).  

Here’s a summary of all my article-related income for February:


  • Amazon: $18.58
  • Revenue Sharing: $1.87


  • Chitika: $0.17

Total Article Writing Income: $20.62

Lending Club

Lending Club, as usual, remains one of my favorite online passive income sources, mainly because (as I’ve said before) I believe it’s my only truly passive income source.  If you are unfamiliar with Lending Club, however, you should read my new post that explains exactly how I make money with Lending Club (including my investment strategy) that went live last month.

February was an okay month, despite the fact that one of my loans went bad (which is why my return dipped slightly).  It doesn’t bother me much, because I know it’ll bounce back within a few months.

I’m now invested in 159 loans (+4 from January) and my net annualized return is 5.40% (-0.40% from last month).

I’m happy with this return even if it is below Lending Club’s advertised average, because it’s a much higher rate than I’d earn in a bank account, CD, or other relatively safe investment.  Keep in mind that there is some risk involved (I’ve had a few borrowers default on their loans), but with all of that considered, my rate is still 5-6%.

If you didn’t get a chance to read my post about how I use Lending Club, you can watch this quick video that explains how it works:

If you’re interested in trying Lending Club, you can sign up with this link and get a free account.  If you’re unsure whether this type of investing is right for you, you can deposit a small amount (investments can be as small as $25) and become familiar with it. I am an affiliate for Lending Club, so if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

Niche Sites

Once again, my mini-niche sites are no longer an area of focus, so I just let these sites sit and earn whatever they can.  If they stop earning, I will let the domain(s) expire.

Here’s a summary of February’s niche site earnings:
  • Amazon: $7.57
  • $0.08
  • Chitika: $0.00
  • InfoLinks: $0.00
  • Commission Junction: $0.00
  • Total: $7.65

Authority Sites

Authority Site #1 (Not Revealed)

This site is finally earning again now that it’s indexed in the search engine after my mistake last month.  I haven’t added new content to it for a long time, however.

February Earnings:

  • $7.73

Authority Site #2 (Slow Carb Diet Experiments)

This site is still a top priority for me, but along with my other “top priorities”, it has been pushed off to the side during tax season.

February Earnings:

  • Amazon: $1.28
  • $0.21
  • Total: $1.49

Total Authority Site Earnings: $9.22

Affiliate/Other Income

Here’s the breakdown for affiliate and other income earned during February.  [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

Total Misc. Affiliate Earnings for February: $1,797.96

Income Summary

Here’s a summary of February’s earnings, organized by project/challenge:

  • Article Writing: $20.62
  • Amazon & “AdSense” Niche Sites: $7.65
  • Authority Websites: $9.22
  • Misc. Affiliate Income: $1,797.96

Grand Total for February: $1,835.45 (+$107.73 from January)

Once again, I’ve broken my best month earning record, and I’m very happy about that.  My quest to diversify, however, is still falling short.

Most of my income is concentrated in two places, and a big portion of that is driven by my page that is ranking on page 1 of Google for “make money online.”  The ranking has been steady lately, but I know it won’t last forever given how competitive that search term is.

Popular Blog Posts

These were my top 5 most popular blog posts in February based on number of views:

1) 142+ Ways to Make Money Online

2) My Passive Income Report [January 2013]

3) How to Make $2,000 Per Month Writing for InfoBarrel

4) How I Make Money with Lending Club (My Investing Strategy)

5) AdSense Account Disabled: What the Hell?!

How was the short month of February for you?  Feel free to share in the comments.  And until next month, best of luck to you and your passive income projects!

If you enjoyed this income report, subscribe to the RSS feed (if you haven’t already) so that you don’t miss any future updates. Thanks!

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  1. Absolutely solid! The InfoBarrel information is good to know, especially. I’d really love to see you dig into your affiliate income and lay it out as transparently as you’re willing– just because I’m sure there are nuggets to learn from!

    I should have at least a $600 month, though likely more, through a combination of affiliate earnings and P2P interest and I’ve pretty much given up on CPC advertising as a useful way of monetizing– I just haven’t managed to get the earnings I’d like from Media.Net, Chitika, etc.

    Well done!
    Mike recently posted… Amazon Affiliate Income: The Power of Upsells


    Eric G. Reply:

    Thanks Mike. At some point, I’ll go into some more detail on my affiliate income, although it’s a pretty basic model. I have a page that receives high traffic, people sign up to websites through my affiliate links, and I receive a small commission. :) But yes, I know there would be some value in going into greater detail.

    I agree about and Chitika…so far, the earnings from these really don’t add up to much. Hopefully one day there will be something as good as Google AdSense.


  2. I’m curious why you chose to invest in A grade notes at Lending Club. You can get a better return than 5% with many index funds or other investments and take a smaller tax hit.

    I’m primarily in D-F notes and my net annualized is 20.77% although I’ve had great luck with 0 defaults.


    Eric G. Reply:

    I see what you’re saying, Tyler – I don’t focus exclusively on grade A notes, and the ones I do are typically in the 7-8% range. I’ve just been a bit unlucky with defaults, which is why my overall return is in the 5-6% range.

    I’ve tried to mix in some of the higher risk, D-F grade, loans, but perhaps I need to start putting more focus in that area. Thanks for the comment!


  3. very nice Eric. congratulations.

    agreed with Mike’s comments. since affiliate income is the biggest chunk, I think many people will be interested in how this is derived.

    i believe i know – but may help laying it out for the broader readership.

    all the best in March
    Sunil – Extra Money Blog recently posted… Using the Google Custom Search Engine (CSE) to Boost Your Adsense Earnings


    Eric G. Reply:

    I’ll have to dedicate a post to that in the future. In my mind, it’s nothing too interesting or groundbreaking. :) Thanks for the comment, Sunil.


  4. Hi Eric,

    What sort of things are you selling at CJ. Is it one niche or website or is the income from multiple niches or websites?
    Mark McKnight recently posted… Free WordPress Setup: Easily Start Your Own Blog Today!


    Eric G. Reply:

    Through CJ, most commissions I receive are from BlueHost, Lending Club,, Elance, Hostgator, and a few others. The biggest chunk of that income is from this blog (and my one page that ranks for “make money online” is a very significant contributor), but I also earn some of it from other niche sites.


  5. Hey Eric, I haven’t been to your site in awhile but I see that you are making some big gains in your income! I remember that you had been trying to break the $1000 mark but now I think you’re going to break $2000 soon! Excellent work!

    CashCrate seems to be a good performer for you, I guess you were able to find some time even with the busy tax season to fill out their surveys? The way I’m thinking, couldn’t you have a VA fill out the CashCrate surveys? That way, you wouldn’t have to do a thing but collect the royalties.
    Harlan Yee recently posted… My February 2013 Income Report


    Eric G. Reply:

    Thanks Harlan. For CashCrate, my current earnings are almost exclusively from earnings that my referrals generate. So, I don’t really ever fill out any surveys. As I mentioned in my review of CashCrate (, the real money is in the referrals.


  6. At least you stay at the process. That is all that truly matters (at least as far as I found with these things). There will be good months and there will be bad months. Eventually, the payoff occurs if you stay committed.
    Mike recently posted… Perfect Debian Desktop Install


    Eric G. Reply:

    Agreed! Thanks for the comment, Mike.


  7. I think am just obsessed with your blog. There is so much truth and new information in here Eric. It is not a wonder one of your pages ranks on Google. Am not surprised.

    Great insights too about how to diversify income. I think It was one of my best reads in a year! Kudos.
    cliff recently posted… SETTING UP A THEME IN WORDPRESS


    Eric G. Reply:

    Thanks for the comment, Cliff, I appreciate it!


  8. Hey Eric,

    I think there’s something about income report that I can’t get enough of. I always enjoy reading them. Thanks for another inspiring post. Maybe I should start one too, but I’m not sure if it’s going to be inspiring. lol.

    Where do you usually promote affiliate from CJ? Are they from this site or from your other niche sites? Do you have any article on how you do that


    Eric G. Reply:

    Hi Uber,

    Thanks for the comment. Most of my affiliate income from CJ is from this site. I haven’t written article yet breaking it down, but I plan to soon.