My Online Income Report – January 2014

I feel like a broken record – every time a new month begins, I consistently point out that that the previous month went by too quickly.  January was no exception.  (Fortunately, this will actually be a fact in the 28-day month of February.)

I’ve said it before (I think), but I really do feel like I’ve hit the “restart button” with my online journey.

In a good way.

What I mean by this is, even though I still have many of my old, abandoned projects generating a little bit of income, I’ve completely reinvented my approach with the launch of The Daily Interview. The downside is, earnings are going to take a while to build.

The upside is – dare I say – limitless?

An Overview of January

It was another busy month, as about 90% of my focus was on The Daily Interview. (l always reserve at least 10% for My 4-Hour Workweek!)

It’s a lot of work, and like the early stages of any project, you don’t quite see the hard work “paying off yet.” Although the site may be a long way from earning its first dollar, it has been very rewarding seeing all the positive feedback from readers who have gotten something out of the various interviews that have been published.

I receive e-mail and comments from people on an almost-daily basis telling me that they love the new site, and that they think it’s going to be a huge hit. I hope you are right!  More importantly, I’m just happy that people find the content interesting and inspiring.  That’s been my goal from day one.

Furthermore, it’s been a blast getting to meet and network with all the people who I’ve interviewed. For the most part, these are people who I’ve never interacted with before, so there are a lot of new relationships developing.

I never thought I could really tackle a blog that publishes content 5 days a week, but I’ve made it happen thanks to some systems I’ve put into place. I’ll go into more detail about all of this in a future post where I really break down the launch and maintenance of The Daily Interview.

Now, on to the income report…

Still no time for writing yet – everything here is passively earned from articles I wrote more than a year ago.  For some reason, this month’s earnings were quite a bit higher than previous months (although it’s still so little).

Freelance Writing Income

  • None!

Other Article-Related Income:


  • Amazon: $1.68
  • Revenue Sharing: $9.37


  • Revenue Sharing: $9.38
  • Amazon: $0.00

Total Writing Income: $20.43

Lending Club

Still going strong with Lending Club.  When all is said and done with my online projects, this income report may look completely different, however I believe Lending Club will be the one thing that always sticks around.

As I’ve written about many times, this is one of my favorite online passive income sources, because I believe it’s my only source of truly passive income. What I mean by this is, once you select your investments (which only takes a few minutes), you sit back and collect the monthly payments which include a repayment of your initial investment + a relatively high rate of interest.

I’ve said it before, but I’ll say it again: Although I suspect the stock market is a better investment long term, it’s a lot riskier (which is why you’re compensated with higher expected returns). Investment in Lending Club loans, when combined with a good strategy, can net you a great return (the average investor sees returns of 7%+) without the same level of risk.

January continued the forward progress, and my net annualized return climbed to 5.81% (+.08% from the previous month), and I increased the number of loans I invest in, to 196 (+3 from the previous month). I’m really hoping to climb past 6% in 2014, which I think is very doable.

If you’re interested in trying Lending Club, you can sign up with this link and get a free account. I am an affiliate for Lending Club, so if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

If you’re unsure whether this type of investing is right for you, you can start with $25 and build from there.  To really make money, you’ll need (and want) to make several $25 investments over time as I have.

Prosper is another site where I invest, which is a social lending platform very similar to Lending Club.

The 4 loans that I originally invested in when I opened my Prosper account are still doing quite well.  As of right now, my rate of return is 13.95% (-0.66% from the previous month).

It may seem that I’m doing much better here compared to Lending Club, but that’s somewhat misleading.  Because I only invest in 4 loans (vs. 196 at Lending Club), and none of them have defaulted, my rate of return % is going to be very high.

I think I still prefer Lending Club to Prosper, only because you have more flexibility in choosing investments, and there is more transparency overall.  I don’t think there’s anything wrong with investing on both platforms though; I will continue to do so.  If you’re interested, you can create a Prosper account here.

The passive earnings continue, as I have not put any time whatsoever in these sites.

Here’s a summary of my niche site earnings:

  • Amazon: $29.23
  • $0.00
  • Chitika: $0.00
  • InfoLinks: $0.00
  • Commission Junction: $0.00
  • Total: $29.23

The Daily Interview

This is the newcomer to the “authority sites” section, and I expect it to eventually take over most of this income report as it is where I am spending most of my time and effort.  Because the site is new, and I’m not really trying to monetize it (aside from a random affiliate link here or there), the earnings are going to remain very low for now.

Here’s where we’re at right now:

  • Amazon: $0.18

To be honest, I’m even shocked that it earned 18 cents, as I was definitely expecting $0.  My focus is on building traffic for now – but once I get a handle on that, I will spend more time figuring out monetization.

Authority Site (Not Revealed)

This site is inactive, but continues to earn a bit of money.

  • $4.45
  • $0.23
  • Total: $4.68

Authority Site  (Slow Carb Diet Experiments)

Traffic continues to sit in the 75-100 visits per day range, even though I haven’t written here since last May.

  • Amazon: $4.44
  • $1.05
  • Total: $5.49

Total Authority Site Earnings: $10.35

Here’s the breakdown for affiliate and other income earned during January.  [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

Total Misc. Affiliate Earnings: $288.53

Income Summary

Here’s a summary of January’s earnings, organized by category:

  • Freelance Writing: $20.43
  • Niche Sites: $29.23
  • Authority Sites: $10.35
  • Misc. Affiliate Income: $288.53

Grand Total for January: $348.54 (+$57.57 from December)

I was actually surprised to see a jump from December to January, but considering it’s all from sources that I no longer really maintain, it’s subject to random fluctuation.  I wouldn’t read much into the increase.  I’m happy with it, but my eyes are squarely focused on one thing right now.

These were my top 5 most popular blog posts in January based on number of views:

1)  142+ Ways to Make Money Online

2) Is CashCrate Legit? Here’s My CashCrate Review

3) My Online Income Report – December 2013

4) Finally Revealing My New Site…It’s Probably Not What You’re Expecting

5) How to Save Lots of Time and Money: Hacking Your Everyday Necessities

How did January go for you?  Have you started to execute any of your new year’s resolutions?  Leave a comment below!

If you enjoyed this income report, subscribe to the RSS feed (if you haven’t already) so that you don’t miss any future updates. 

Also, I’m really active on Twitter now – follow me and let’s talk! Thanks!

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23 Responses to “My Online Income Report – January 2014”

  1. Always cool to see this stuff – thanks for sharing man :) Question for you (and this is one I struggle with all the time): Do you think you could have better success focusing on just *one* project and killing it, vs spreading energy across a handful of them?

    Part of me thinks it’s easier to duplicate success across the board w/ multiple projects, but I’ve also never tried just sticking to one and I’m starting to think there may be something with that (if we don’t bore ourselves to death, anyways, haha…)

    Anyways, curious to hear your thoughts :)


    Eric G. Reply:

    I think you’re 100% right, and I also think my income report is a bit misleading in that regard. I’ve mentioned it before, but this income report is really a result (or the “leftovers”) of my OLD way of doing things.

    My new/current approach is to focus completely on one project, which is The Daily Interview. Everything else I report may reflect small bits of income from a variety of sources, however they all represent time and effort from over a year ago.

    Thanks for the comment J. Money!


  2. Really enjoying the daily interviews!

    Its hard to keep track of them all but I do try.

    I’m sure people will be knocking on your door soon enough to hire you for freelance writing opportuines after the new site picks up momentum.

    Are you planning to do any traffic reports for the daily interviews site? That would be interesting to read.

    Good luck with it all.
    Joe recently posted… WordPress Writing Service


    Eric G. Reply:

    Thanks Joe! Once the site becomes a bit more established and I have a few months under my built, I probably will do a report that goes into the traffic, etc. that it has been receiving.

    I’ll tell you for right now that traffic has been around 80-100 unique per day. Nothing great, but not bad considering it’s only about a month old.


  3. Also, have you looked into Kiva?

    It looks like the Lending Club but might be suitable for people outside the US?
    Joe recently posted… WordPress Writing Service


    Eric G. Reply:

    I’ve read about Kiva before. From a charitable perspective, I like what they’re doing – helping out the less fortunate in third world countries (at least, this is a lot of what they do from what I understand).

    From an investing perspective, I haven’t done enough research to see if the return is really worth the risk on these.


  4. One takeaway from every income report I read is the level activities and plans. I love to learn from what works and avoid those things that may probably not work. Hence, it is not all about the figures.

    Having noted the above, I think its also good to see that there are still earnings from sources that have not really been given full attention!

    I have commented same in – the content syndication and social networking website for Internet marketers where this post was shared.

    Sunday – contributor to


    Eric G. Reply:

    Thanks Sunday!


  5. I can relate-I have let some things slide too and it’s good to start getting that focus again towards those very same projects. It will be interesting to see how you progress as well!


    Eric G. Reply:

    Thanks Mike! Best of luck with your projects.


  6. Good work, thanks for share.


    Eric G. Reply:



  7. What I see in your income report is you’re quietly growing and using several income stream that shows it is a well diversified income plan instead tending a single source.

    Next you’re getting some income from Amazon and hope you will grow in the upcoming months.

    Earning from CJ, Ebates, Aweber seems pretty good and o the top I impressed with your long tail pro earnings.

    Thanking you.


    Eric G. Reply:

    Thanks for the comment Naveen. Yes, it’s nice to have a diversified source of income, however I think I’ll be better served by focusing on one thing going forward (at least in the short-term).


  8. Do you think InfoBarrel has dried up? Or is it worth signing up now?


    Eric G. Reply:

    I’m honestly not sure, Brett, as I have mostly stopped writing there. There are still people making lots of money there, but InfoBarrel like many other revenue-sharing content sites (such as Squidoo) have not only gotten stricter, but also have a questionable relationship with Google.

    You can still rank with quality articles, but I think the big risk with any of these sites is that one day Google can step in and “slap” the domain, instantly devaluing all the content published there. The good thing is, you own any content you write there, and can easily move it somewhere else if you so choose.


  9. Hiii Eric,

    At first thank you so much for revealing your online income report with us. people always love to read this type of real experience and information because it inspire us.

    Your mentioned report are also inspiring us so much. your income is grow continuously and effectively. I noticed that your are using several income ways that are really a great effort.

    I got this post on and become forced to read complete post. I really enjoyed this post. :)
    Amit Kumar recently posted… How to Stop Neighbors from Using Your Wi-Fi Network


    Eric G. Reply:

    Thanks Amit! I like doing income reports because I always find other people’s inspiring. I know exactly what you mean.


  10. Eric, I am so glad I found your site. I was actually expecting another income report from someone who earns thousands of dollars each month, but I was very positively surprised to see your numbers, which I can very much relate to. Much more than to all the other income reports out there.
    I’ve started out blogging and building niche sites last year and I’m excited to see how it’ll grow over time. Your numbers definitely tell me that all is good and that I’m not supposed to make thousands of dollars right away as long as there’s some sort of growth from month to month.

    I’ll definitely check out the Lending Club.

    Thanks for sharing your numbers.

    Dan recently posted… What You Should Know About Speeding Tickets


    Eric G. Reply:

    Thanks Dan! As much as I’d like to be earning more (who wouldn’t?), I still like to be fully transparent and show how things are going, even when they aren’t going well. The path to success for most people is slow and steady, so don’t be fooled or misled by those who make it look so quick and easy!


  11. Nice and informative post

    For considering the total annual report first we should have a clear cut idea of from where we are earning and what are those sources.It is not all about the figures.

    Having noted the above, I think its additionally great to see that there are still income from sources that have not by any stretch of the imagination been given full consideration!

    The above mentioned is a well diversified income plan instead tending a single source.

    Thank you for sharing
    Sagar recently posted… How to Overcome Fear of Meetings


    Eric G. Reply:

    Thanks Sagar!



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