My Passive Income Report [July 2013]

July was a busy month – there’s no arguing that.

With so much going on in my personal life (a few more details about that below), I didn’t have nearly enough time to spend on my online projects, which is also why my blogging has been a bit light over the past few weeks.

From an income standpoint, July wasn’t terrible, although it was yet another declining month (unfortunately).

Although I’m going to try to make excuses, I know that I’m the only one to blame for my lack of productivity. :)

A Brief Overview of July

July was more of a personal busy month for me.  First of all, my fiance and I have started to plan our wedding.  We’re planning a destination wedding in Mexico, which I’m extremely excited about.  It’s still a long way off (late next year), but I can already tell it’s going to be great.

Also, I spent a good portion of July searching for a new job.  Everything is still fine at my current job, however I’m looking to take the next step in my career.  I can’t discuss specifics yet, but there will be changes coming in August.

There are some other little things going on, such as taking on a new workout challenge (I’m doing Insanity) and finally fixing up my home office space so that I can start using it again (I’ve spent the past few months on a laptop at my kitchen counter).

All good things happening – except that none of them are directly related to my online business! No worries though – as my attention is focused elsewhere, my online “passive income assets” still continue to earn me money without me having to put in any additional time.  Without putting in effort though, the income isn’t going to grow, which I’m well aware of.

July Income Report

Article Writing

I’m sticking with my current plan to not put any time into article writing, so all the income below is generated by articles written over a year ago.  Income from articles this month was actually quite improved compared to the past several months.

Here’s a summary of all my article-related income for July:


  • Amazon: $0.00
  • Revenue Sharing: $10.80


  • Revenue Sharing: $9.07
  • Amazon: $2.73

Total Article Writing Income: $22.60

Social Lending

Lending Club

Lending Club, as I mention each month, is one of my favorite online passive income sources, because I believe it’s my only truly passive income source. What I mean by this is, once you select your investments (which only takes a few minutes), you can sit back and collect the monthly payments which include a repayment of your initial investment + a relatively high rate of interest.

If you are unfamiliar with Lending Club, however, you should read my post that explains exactly how I make money with Lending Club (including my investment strategy).  It’ll at least help you get started in figuring out what loans are better to invest in.

For the fifth straight month, my net annualized return (interest %) has grown.  This growth is due to my continued effort to invest in riskier, yet reasonable, loans.

I’m now invested in 179 loans (+4 from June) and my net annualized return is 5.88% (+.13% from June).

I don’t advocate taking your life savings and putting it into Lending Club, but I am a firm believer that this is becoming a more and more viable way to safely invest a portion of your savings.  I can’t recommend a specific % to invest (it all depends on your risk tolerance), but I’d be satisfied with investing at least 10% of my own savings.  Remember – there are still risks, but you can minimize those risks by investing wisely.

If you’re interested in trying Lending Club, you can sign up with this link and get a free account. I am an affiliate for Lending Club, so if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

If you’re unsure whether this type of investing is right for you, you can start with $25 and build from there.  Again, I want to emphasize that to really benefit from this form of passive income, you need to make several $25 investments not only to earn more interest, but to diversify as well.  One or two $25 investments won’t get you anywhere.


A few months ago, I also began investing with, which is another social lending platform very similar to Lending Club.

I’m still only invested in the 4 loans that I originally invested in when I opened my Prosper account, and they are doing well so far.  As of right now, my rate of return is 10.46% (+2.41% from June).

Here’s a preview of the loans I’m invested in so far, which I posted last month too (and you can see the interest rate of each):

I definitely can’t say yet if Prosper is any better than Lending Club, because my Prosper investments are still relatively small, and it’s very early on in the loan repayment term.  If you’re interested, you can create a Prosper account here.

Niche Sites

Although my new niche site is still not yet ranking as well as I’d like (it’s ranked #24 in Google currently for its primary target keyword), it continues to earn a little bit of money.

Given how little traffic it receives (5-10 visitors a day), I’m very impressed with both the earnings and the Amazon conversion rate.  If I can get this site onto page 1 and it receives more substantial traffic, the earnings should very solid.

Here’s a summary of July’s Niche site earnings:
  • Amazon: $8.07
  • $0.00
  • Chitika: $0.00
  • InfoLinks: $0.00
  • Commission Junction: $0.00
  • Total: $8.07

Authority Sites

Authority Site #1 (Not Revealed)

This site is still inactive (in terms of me working on it), but continues to earn a little bit of money.  Oddly enough, it’s out-earning my other “authority site” that I’ve put much more work into.

July Earnings:

  • $3.31
  • $1.06
  • Total: $4.37

Authority Site #2 (Slow Carb Diet Experiments)

This site’s earnings are still very poor, despite the steady traffic and Amazon clicks it receives on a daily basis.  As I’ve said before, I’ll need a great increase in traffic before this site begins to earn anything respectable.

July Earnings:

  • Amazon: $0.00
  • $0.12
  • Total: $0.12

Total Authority Site Earnings: $4.49

Affiliate/Other Income

Here’s the breakdown for affiliate and other income earned during July.  [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

Total Misc. Affiliate Earnings for July: $406.60

Income Summary

Here’s a summary of July’s earnings, organized by project/challenge:

  • Article Writing: $22.60
  • Amazon & “AdSense” Niche Sites: $8.07
  • Authority Websites: $4.49
  • Misc. Affiliate Income: $406.60

Grand Total for July: $441.76 (-$98.28 from July)

No one likes to see a decline in earnings, especially when they weren’t strong to begin with, but this is what happens when you don’t put in any additional effort.  Although I can honestly say that these earnings were basically 100% passive, the lack of growth is disappointing.

Popular Blog Posts

These were my top 5 most popular blog posts in July based on number of views:

1) 142+ Ways to Make Money Online

2) Is CashCrate Legit? Here’s My CashCrate Review

3) My Passive Income Report [June 2013]

4) How to Make $2,000 Per Month Writing for InfoBarrel

5) AdSense Account Disabled: What the Hell?!

How was your July?  Are you also having trouble putting in the time necessary to grow your earnings?  Leave a comment below!

If you enjoyed this income report, subscribe to the RSS feed (if you haven’t already) so that you don’t miss any future updates. Thanks!

Twitter Digg Delicious Stumbleupon Technorati Facebook Email
Connect with Eric Gati on Google+.

20 Responses to “My Passive Income Report [July 2013]”

  1. Eric, your lack of posting is probably the reason your earnings have gone down. I’m guessing you have had a loss in traffic too, so I would post more than 3x per month that you are doing.

    I really enjoy your posts and have been following you for over a year.

    Take care!
    Dionne recently posted… How to Make Money on eBay (Video)


    Eric G. Reply:

    Thanks for the suggestion, Dionne. I would like to post more than I have been lately.

    My larger goal always remains to try and make more money with other sites than with this blog, which is obviously not happening yet.


  2. I find myself smiling while reading your post. Obviously, a lot of people can relate to your income report. It’s so honest.

    Like you’ve already realized, not focusing on your online business made your online income go down. That’s understandable though; you have to do other stuff unrelated to it.

    This goes to show how passive income works.


    Eric G. Reply:

    Thanks for the comment, Riza, and for empathizing with my current situation. Sometimes “life” really does get in the way, and it’s on you (me) to find time for the other things that may not seem to be as important.


  3. I second some of the other comments. One of the things that I have noticed is that one needs to post a lot more than 3x a month for the first 2 to 4 years of their blog then gradually ween themselves down to 3 posts a month after that period of time. It may also help to try to spend some time marketing or elicit the help of your fiancée if she is willing. This next year I am actually looking forward to being able to start outsourcing some of my marketing which will allow me to return to blogging.


    Eric G. Reply:

    Posting more frequently (provided it’s good quality) definitely will help a site’s traffic and popularity. I’ve mostly maintained 4x/month for the past few years, with the exception of the past few months where I’ve been posting more like 3x per month.

    Part of the problem lately is that there hasn’t been anything I’ve worked on that I’m really passionate about – this is what usually causes me to blog less frequently. Hopefully that’ll change soon!


  4. Hi,

    I realized your CashCrate income was high. I knew you were doing affiliate marketing, rather than filling up surveys.

    Care to share how you get many sign ups?

    Smart Children recently posted… Handling Children In School


    Eric G. Reply:

    My main source for referrals is this blog – so really, just by driving traffic to this blog, many people naturally will read about my experience with Cash Crate, which will often lead people to sign up through my affiliate link.


  5. Why don’t you try to earn money from YouTube. You have got a vast knowledge about few of the most searched terms. Who knows, you might get a viral video.

    I too have been following you since 6+ months. Best of luck for August!


    Eric G. Reply:

    YouTube is always something I’ve wanted to get into, but haven’t tried yet. I haven’t broken that barrier yet, but maybe I’ll try it soon.


  6. Excellent article! You are making quite abit of passive income. Good Luck and Hope you reach your goal!


    Eric G. Reply:

    Thanks Imran!


  7. So most of your cashcrate income has been from referrals?

    Nicely done!
    Dale P recently posted… Trading Stock Options Online Aug 14 2013


    Eric G. Reply:

    Yup, that’s correct. While some people can manage to make a decent amount of money actually completing offers and surveys each month, the most “passive” way to earn through Cash Crate is with referrals (if you have a good way to generate those referrals).


  8. I just found you through Flippa, so thats a nice backlink I guess. I was expecting to see that you make thousands but knowing that you make only a couple of hundred actually makes this blog more attractive because so many of us have seen how Pat Flynn grew from the beginning and when you see the same style of blog you want to be part of it, when that person makes the transition. I’m still confused myself and have decided to help as many people as possible for free with web design for example. I think to have success all you have to do is simply not give up, it’s as if there is a natural law that controls everything, if you dedicate yourself and never give up, you will succeed at some point in time.
    I’ll be watching you anyway that is for sure, good luck!
    Marc recently posted… Good things come to those who wait, but better things come to those who do!


  9. Hey Eric, now’s the time to start a website in the wedding niche since you’re going to be doing research for your own wedding. Use the info you’re already doing for a new website. You’ll probably have a lot of notes during the process. Maybe you could focus on destination weddings since that’s what you’re doing. I’m sure there are a lot of affiliate products you can promote with that.
    Harlan Yee recently posted… My July 2013 Income Report


  10. Isn’t Sean T one great motivator, Eric? I did Insanity, too, awhile back….but, late July/early this month, Beachbody released Sean T’s Focus T-25 program. For the last 3+ weeks, my wife and I have been doing that program.

    P.s. Long time…good to see you still at it here!…


  11. Hi Eric,

    How are you driving traffic to your niche site? Are you just relying on search engine traffic?

    Also what methods are you using for off-page SEO?

    I may be able to give you a few pointers.
    Mark McKnight recently posted… Simple Traffic Solutions: Will They Work For You? – Review


  12. Interesting to see you earning. I have seen may internet marketeer websites, where they are claiming to earn thousands a month from online sources.

    Looking at this I am not sure this is actually the case.
    rob recently posted… Derbyshire Wedding


    Eric G. Reply:

    Thanks for the comment, Rob. Some people actually do earn thousands a month online – unfortunately, I am not (yet) one of them. :)


Leave a Reply


CommentLuv badge

Subscribe to my awesome newsletter and receive The Ultimate Backlink Tracker for free! (Don't worry, I'll respect your privacy.)

The owner of this website, Eric, is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon properties including, but not limited to,,,,, or