My Online Income Report – November 2014

It’s only been a couple of weeks since I posted October’s income report, but I guess that’s what happens when I write these reports much later than I should.

November was perhaps my busiest month of the year – having nothing to do with actual work. :) My wife and I finally tied the knot after nearly 11 years together.  Our wedding was a destination wedding, taking place in Playa del Carmen, Mexico.  It was a beautiful wedding and an all-around great time.  Now facing winter in Chicago, I really wish I could go back.

Now, back to reality.

As 2014 comes to an end, I’m left with yet another income report that probably isn’t going to surprise anyone.  After all, it’s been at least 6 months since I’ve actually done any work with my online business.  Sometime soon, I’ll write a full reflection on 2014 and talk about what’s to come in 2015.  I genuinely miss blogging, but I haven’t yet figured out what’s next for me online.

Now, for the income report….

Freelance Writing Income

  • None!

Other Article-Related Income:


  • Revenue Sharing: $2.16
  • Amazon: $0.00

Total Writing Income: $2.16

Lending Club

Lending Club, as I’ve written about many times, is one of my favorite online passive income sources, because I believe it’s my only source of truly passive income. What I mean by this is, once you select your investments (which only takes a few minutes), you sit back and collect the monthly payments which include a repayment of your initial investment + a relatively high rate of interest.

Now that I’m done saving for a house and wedding, I’m going to start getting back into investing some serious money into Lending Club and other similar passive investments online.  I’ll be writing more about these in the future, because I believe they can be a strong foundation for any passive income portfolio.

If you’re interested – here’s the strategy I have used to select my investments. It’s pretty simple, as you’ll find.

Here are the statistics for this past month:

  • Annualized rate of return: 6.06% (+.02% from the previous month)
  • Number of loans: 216 (+1 from previous month)

If you’re interested in trying Lending Club, you can sign up with this link and get a free account. Investments can be made for as little as $25. I am an affiliate for Lending Club, so if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

Prosper is another site where I invest, which is a social lending platform very similar to Lending Club.

Here are the statistics for this past month:

  • Annualized rate of return: 14.25% (-.19% from last month)
  • Number of loans: 6 (no change from the previous month).

It may seem that I’m doing much better here compared to Lending Club, but that’s somewhat misleading. Because I only invest in 6 loans (vs. 216 at Lending Club), and none of them have defaulted, my rate of return % is going to be very high.

I think I still prefer Lending Club to Prosper, only because you have more flexibility in choosing investments, and there is more transparency overall. I don’t think there’s anything wrong with investing on both platforms though; I will continue to do so.

If you’re interested, you can create a Prosper account here.

Here’s a summary of my niche site earnings:

  • Amazon: $4.50
  • $27.51
  • Chitika: $0.00
  • InfoLinks: $0.00
  • Commission Junction: $0.00
  • Total: $32.01

The Daily Interview

Undisclosed Authority Site

  • $0.53
  • $0.00
  • Total: $0.53

Slow Carb Diet Experiments

  • Amazon: $2.73
  • $0.36
  • Total: $3.09

Total Authority Site Earnings: $10.12

Here’s the breakdown for affiliate and other income earned during the month. [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

Total Misc. Affiliate Earnings: $392.07

Income Summary

Here’s a summary of November’s earnings, organized by category:

  • Freelance Writing: $2.16
  • Niche Sites: $32.01
  • Authority Sites: $10.12
  • Misc. Affiliate Income: $392.07

Grand Total for November: $436.36 (+$34.16 from October)

No big changes from the past few months, but as usual, I will point out that this income is essentially 100% passive.  Until I become active in my business again, I don’t anticipate these amounts changing much (although they could go down.)

These were my top 5 most popular blog posts in November based on number of views:

1) 142+ Ways to Make Money Online

2) Is CashCrate Legit? Here’s My CashCrate Review

3) My Online Income Report – October 2014

4) How to Make $2,000 Per Month Writing for InfoBarrel

5) How I Make Money with Lending Club (My Investing Strategy)

How did your online business do in 2014? Any big plans for 2015? Leave a comment below, and also, Happy New Year! :)

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5 Responses to “My Online Income Report – November 2014”

  1. I love how consistent you are with these reports. $500 in purely residual income is nothing to take lightly.


    Eric G. Reply:

    Thanks Quinton. Sometimes I wish the income was a little less consistent (i.e. higher). 😛


  2. I learn a lot how we should think more creative in monetizating our blog. So we have choises…
    danhid recently posted… Annie Hard Knock Life


  3. Very good Eric, my congratulations, this is the result of a great job!


  4. Great Eric

    You are really consistent in producing result of your earnings and maintaining it in the range of 500 dollars, that’s really very motivating to see and going forward trying to implement in line with the same take care
    Shekhar S recently posted… Digital Marketing Acronyms


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