My Online Income Report – October 2014

Wow, this has to be the latest I’ve ever posted an income report.  I guess this is a pretty good sign that I’ve been focused on other things lately, right?

There hasn’t been much going on in the way of online income projects.  I’ve been very focused on my job, as has been the case for the past several months.  I honestly can’t complain about it, so I’m happy with the way things are going.  As much as I’d like to focus on building my online projects, it’s just simply not a priority.

Also, much of October was spent putting the finishing touches on my wedding, which happened November 15th (I’ll write more about that in November’s report, which should be published shortly after this one).

As far as my online income goes, I’ve simply been sitting back and earning passive income from my usual sources. It may not be an incredible amount, but it’s still significant considering I haven’t done any work for it, for months. :)

Let’s get to the income report.

Freelance Writing Income

  • None!

Other Article-Related Income:


(Squidoo was acquired by HubPages, so this may be the last month of earnings here.)

  • Amazon: $0.00
  • Revenue Sharing: $4.35


  • Revenue Sharing: $1.44
  • Amazon: $0.00

Total Writing Income: $5.79

Lending Club

Lending Club, as I’ve written about many times, is one of my favorite online passive income sources, because I believe it’s my only source of truly passive income. What I mean by this is, once you select your investments (which only takes a few minutes), you sit back and collect the monthly payments which include a repayment of your initial investment + a relatively high rate of interest.

Now that I’m done saving for a house and wedding, I’m going to start getting back into investing some serious money into Lending Club and other similar passive investments online.  I’ll be writing more about these in the future, because I believe they can be a strong foundation for any passive income portfolio.

If you’re interested – here’s the strategy I have used to select my investments. It’s pretty simple, as you’ll find.

Here are the statistics for this past month:

  • Annualized rate of return: 6.04% (-.20% from the previous month)
  • Number of loans: 215 (+2 from previous month)

If you’re interested in trying Lending Club, you can sign up with this link and get a free account. Investments can be made for as little as $25. I am an affiliate for Lending Club, so if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

Prosper is another site where I invest, which is a social lending platform very similar to Lending Club.

Here are the statistics for this past month:

  • Annualized rate of return: 14.44% (no change from the previous month)
  • Number of loans: 6 (no change from the previous month).

It may seem that I’m doing much better here compared to Lending Club, but that’s somewhat misleading. Because I only invest in 6 loans (vs. 215 at Lending Club), and none of them have defaulted, my rate of return % is going to be very high.

I think I still prefer Lending Club to Prosper, only because you have more flexibility in choosing investments, and there is more transparency overall. I don’t think there’s anything wrong with investing on both platforms though; I will continue to do so.

If you’re interested, you can create a Prosper account here.

Here’s a summary of my niche site earnings:

  • Amazon: $11.43
  • $31.00
  • Chitika: $0.00
  • InfoLinks: $0.00
  • Commission Junction: $0.00
  • Total: $42.43

The Daily Interview

Undisclosed Authority Site

  • $0.92
  • $0.00
  • Total: $0.92

Slow Carb Diet Experiments

  • Amazon: $0.00
  • $0.28
  • Total: $0.28

Total Authority Site Earnings: $5.65

Here’s the breakdown for affiliate and other income earned during the month. [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

Total Misc. Affiliate Earnings: $348.33

Income Summary

Here’s a summary of October’s earnings, organized by category:

  • Freelance Writing: $5.79
  • Niche Sites: $42.43
  • Authority Sites: $5.65
  • Misc. Affiliate Income: $348.33

Grand Total for October: $402.20 (-$128.60 from September)

Although October saw a decline, I’m still happy with $400+ of pure passive income.  As usual, I expect that my earnings will stay around this level until I get back to work online.  Honestly, at this point, I will probably need a new project to get my interest level back to where it needs to be. :)

There hasn’t been anything new, but I will update this section in November’s income report!

How has your online business been going lately? Are you in a similar position as me where you have no time yet are still reaping the benefits of your passive income sources?  Leave a comment and let me know!

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2 Responses to “My Online Income Report – October 2014”

  1. Hey bud, how’s married life! Great to see the update :)
    Nick Loper recently posted… Part-Time Podcasting for Profit ($1900 in Week 3?)


    Eric G. Reply:

    Hey Nick, thanks for stopping by to comment. Married life is great! :)


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