My Passive Income Report [January 2013]

The first month of 2013 is officially in the books, and I must say, this year is off to a great start.  

Once again, I beat my earnings record as everything that was doing well in November and December continued into January.  I’m excited about all the different projects I have in play right now as I look forward to a big year in 2013.

Without further ado, here’s the January report…

A Brief Overview of January

I was excited to find that January was my best earning month so far because tax season has officially begun and, as usual, I will be quite busy with that.

During this time of year, I usually work 60+ hours a week (which includes Saturdays), leaving very little time for my online business.  I’m sure I will get through it just fine though, as I have for the past few years.

Also, I just ordered this Chromebook, which I’m very excited to begin using.  The laptop I currently have is great, but it’s still kind of bulky to carry around (it has a 17″ screen).  I want something I can easily travel with and work on while I’m sitting in bed, so I think having the Chromebook will add to my overall productivity, especially when my free time is limited over the next few months.

Not only is it small and very lightweight, but it’s completely cloud-based.  It won’t completely take the place of my current laptop (and desktop), but it’ll give me more flexibility.  If anyone has used a Chromebook before, feel free to leave a comment about it – I’m curious to see what other people think.

Anyway, let’s get to the numbers. 

January Income Report

Article Writing

Good news from InfoBarrel – they are working on a system that will allow you to earn money from AdSense without having an AdSense account.  In essence, they will share with you a % of the revenue they generate from ads on your articles, similar to the way Squidoo does (except it’ll be much more direct, without a complicated tier/ranking system that Squidoo has).  I’m very excited for this development, and can’t wait for it to be implemented.

As for SquidooI’ve been hard at work creating new lenses in my spare time.  Currently, I am up to 59 lenses.  As you may recall, my goal is to create at least 200 lenses this year.  I don’t expect to create too many over the next few months, but should have no problem hitting 200 by the end of the year.

Here’s a summary of all my article-related income for January:


  • Amazon: $5.56
  • Revenue Sharing: $6.31


  • Chitika: $0.10

Total Article Writing Income: $11.97

Lending Club

Lending Club, as usual, remains one of my favorite online passive income sources, mainly because (as I’ve said before) I believe it’s my only truly passive income source.  If you are unfamiliar with Lending Club, however, you should read my original write-up.  I wrote it a long time ago, but it still applies today.  Look for an updated guide sometime this month about my investing strategy with Lending Club.

January was a solid month, where my rate held steady.  I’m now invested in 155 loans (+2 from December) and my net annualized return is 5.80% (No change from December).

I’m happy with this return even if it is below Lending Club’s advertised average, because it’s a much higher rate than I’d earn in a bank account, CD, or other relatively safe investment.  Keep in mind that there is some risk involved (I’ve had a few borrowers default on their loans), but with all of that considered, my rate is still close to 6%.

If you’re interested in trying Lending Club, you can sign up with this link and get a free account.  If you’re unsure whether this type of investing is right for you, you can deposit a small amount (investments can be as small as $25) and become familiar with it. I am an affiliate for Lending Club, so if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

Niche Sites

No movement here, which has been the case over the last several months.  I’m basically just letting a handful of sites sit and earn what they can.  If at some point the projected annual earnings is less than the cost to renew the domain, I’ll let the domain expire (as I have done with most of my mini-niche sites).

Here’s a summary of January’s niche site earnings:
  • Amazon: $23.55
  • $0.00
  • Chitika: $0.00
  • InfoLinks: $0.00
  • Commission Junction: $0.00
  • Total: $23.55

Authority Sites

Authority Site #1 (Not Revealed)

I learned a somewhat valuable lesson with this  site over the past couple of months.  If you remember, I originally took down this site because I thought the .ME domain was interfering with the site’s ranking, and thought a .COM domain would work better.

Then, I changed my mind and decided to put all the content back onto the .ME domain.  After over a month, I realized I wasn’t receiving a single visit from the search engines, which was extremely odd.  Even though Google doesn’t seem to like the site, I would always get at least a few hits per day from Bing/Yahoo.

As it turns out, when I decided to put this site back up on the .ME domain, I forgot to check one critical setting within WordPress:

My site wasn’t being indexed in the search engines because of this setting! Nevertheless, I fixed it, and now I’m receiving traffic again (although it’s a very small amount).

January Earnings:

  • $0.21

Authority Site #2 (Slow Carb Diet Experiments)

There isn’t much to say here as I recently published an update about this site’s earnings and traffic so far.  You can read the update here for more information.

January Earnings:

  • Amazon: $1.62
  • $3.78
  • Total: $5.40

Total Authority Site Earnings: $5.61

Affiliate/Other Income

Here’s the breakdown for affiliate and other income earned during January.  [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

Total Misc. Affiliate Earnings for January: $1,686.59

Income Summary

Here’s a summary of January’s earnings, organized by project/challenge:

  • Article Writing: $11.97
  • Amazon & “AdSense” Niche Sites: $23.55
  • Authority Websites: $5.61
  • Misc. Affiliate Income: $1,686.59

Grand Total for January: $1,727.72 (+$253.74 from December)

For the third straight month, I’ve been above the $1,000 mark, and this is my best month ever so far.  It goes without saying that I’m very pleased with it.

I said this last month, but I’m still uncomfortable with the fact that a lot of this income is currently driven by my page that was/is ranking on page 1 of Google for “make money online.”  Eventually, I know it won’t be ranking there, and all the income associated with it will take a drastic dip.

It’s okay though.  I’m working to improve my other income streams, so hopefully this one page won’t be the source of a large chunk of my income for too long.

Popular Blog Posts

These were my top 5 most popular blog posts in January based on number of views:

1) 142+ Ways to Make Money Online

2) My Passive Income Report [December 2012]

3) How to Make $2,000 Per Month Writing for InfoBarrel

4) 64+ Easy Ways to Save Money Online

5) AdSense Account Disabled: What the Hell?!

How did your January go?  Feel free to share in the comments.  And until next month, best of luck to you and your passive income projects!

If you enjoyed this income report, subscribe to the RSS feed (if you haven’t already) so that you don’t miss any future updates. Thanks!

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  1. I definitely agree that you would be concerned about something that was on the first page of Google (or any search engine). I would be concerned as well-and would be concerned about the money I had coming in from the site if it was indeed first on the first page.

    On another note-good job on being able to get more than $1000 a month three months in a row! That takes time and dedication to be able to do that.
    Mike recently posted… Why Reading Robert T. Kiyosaki Is Bad


    Eric G. Reply:

    Thanks Mike – I am concerned that the money driven by the page 1 result will eventually dry up, but I’m okay with it. I’ll enjoy it while it lasts, and meanwhile work on improving my other sources of income.


  2. congrats Eric. keep the 1k ball rolling

    would be interested in the before and after results since you’ve adjusted the search engine index setting
    Sunil – Extra Money Blog recently posted… How I Built 20 Profitable Websites Quickly. Stages + Outsourcing + Resources


    Eric G. Reply:

    Thanks Sunil. Unfortunately, changing the setting hasn’t done a TON for me on that site. It made the difference between 0-2 visitors per day and 5-10 visitors per day. I rank for a few minor keywords on Yahoo/Bing, but Google absolutely hates the site.

    It’s probably due to some aggressive link-building I did over a year ago. When I decide to spend time on it, I’ll probably do my best to dilute those backlinks and bring back the rankings in Google.


    Sunil l Expediting Wealth Creation Reply:

    curious to hear more about your dilution strategy and the results it brings. I am sure many, given your readership type, would be interested in this type of analysis.
    Sunil l Expediting Wealth Creation recently posted… Notes from My Google Adsense In Your City Visit and My 1 on 1 Meeting With Google


  3. Excellent job, Eric. My income reports right now are very unstable, but nevertheless they are still going up one month at a time. My ultimate goal is to eventually branch out a bit, since my primary focus right now are ebooks and publishing. As you already know, you cant put all your eggs in one basket.

    Anyway, congrats!
    Elvis Michael recently posted… How to Deal With Poor Book Reviews


    Eric G. Reply:

    Thanks Elvis – yes, diversification is key. It’s something I need to work on as well.


  4. Eric your blog is very helpful but it seems hour misc affiliate income produces the most money. Can you reveal what that us? Without that your income would have been a coupke hundred.


    Eric G. Reply:

    The only reason all of those sources go under “miscellaneous” is because they aren’t part of an official project or “challenge” that I’ve created here. You can see the breakdown of where the misc. income sources are from (Market Samurai, Clickbank, etc.).

    A lot of it comes from this blog (My4HWW), but I of course have other sites that I don’t plan on making public. The only site I have right now where I’ve revealed the URL is my Slow Carb Diet Experiments site.


  5. Eric, congratulation on your income, thank you for sharing your income, its give good motivation for me, I like your blog, I learned a lot here, I hope one day I can make good income like you from the blog. keep up the god work, keep up your good spirit Man 😉


    Eric G. Reply:

    Thanks Samir, I appreciate it.


  6. Hey that’s great! I think I’m going to set a new record this month too, but probably not yet hit the $1K mark!

    I’d love to see an itemized list of your CJ income, mainly to see what sorts of things work for you.

    I’ve once again minimized CPC ads because Media.Net just wasn’t getting me the results that I can get with using the ad space for something else.

    Keep up the good work. I always love to see your success!
    Mike recently posted… Finding Balance While Reaching Your Goals (plus: Fitbit Challenge)!


    Eric G. Reply:

    Thanks for the comment, Mike. I’ll consider doing an itemized CJ list in the future. Through CJ, most commissions I receive are from BlueHost, Lending Club,, Elance, Hostgator, and a few others.


  7. Very inspiring! You’re doing really great. I want to flow with you :) Here’s to the next $2,000, Eric!

    Best, Anup


    Eric G. Reply:

    Thanks Anup – best of luck to you too.


  8. Hi Eric!

    Congrats on the over $1000 mark for three months. It’s very inspiring. I actually found the site through your page one ranking in google.

    I’m new to the ‘internet marketing business’. Could you explain to me why you don’t think you’ll stay on the fist page of google, or even climb?



    Eric G. Reply:

    Thanks Janna – The reason I don’t think I’ll stay on the first page of Google is because the keyword is SO competitive, and there are always thousands (if not tens of thousands) of sites trying to rank for the same term.

    While my page obviously has whatever it takes to rank higher, all it takes is a Google algorithm change to move everything around and take me off the front page. After all, I wrote the article two years ago, and it wasn’t until 4-6 months ago that it started ranking well. I hope it keeps its spot, but I know nothing like this lasts forever, so I’m not banking on it being there forever. :)


  9. Eric!

    I see that a big chunk of your income comes from your affiliate income. Do you promote the items at other than your blog?

    and if you don’t mind would you tell us your commision junction experience? like which product performed well for you and whatnot.

    thank you


    Eric G. Reply:

    Thanks for the comment – yes, most of my income does come from affiliate programs. I do earn some of it from other sites besides this blog, however this blog is by far my most popular (and therefore earns the most). My CJ experience has been great – the programs that have worked best for me are Bluehost, Lending Club, Elance, and


    Roadtoonepercent Reply:

    thank you for the reply. I just started monetizing my niche sites with CJ affiliate products.

    Hope to see income like you in near future.
    Roadtoonepercent recently posted… Niche Webistes and RoadtoOnePercent Update – Month 1


  10. Hi Eric,

    Great thread, and how honest you have been.

    I know exactly what you mean about the Google changes, we had a few websites last year that got wiped off the face of the earth, and on what we thought were authority sites for 10+ years.

    But nope, Google, in all it’s wisdom decided it new better, and that it’s searchers wanted a ‘better quality’ of sites being found, and thus replaced the searches with blue chip companies and the likes.

    Your Alexa rank is 50K, so this site will be receiving a shed load of traffic, probably more than just from that keyword, although I am sure you have checked the stats.

    Great work!

    Jason Jones.
    Jason Jones recently posted… Andrew Reynolds Reviews Cash On Demand. Scam, or Does it Live Up To The Hype?


    Eric G. Reply:

    Thanks Jason, I appreciate it. Google is an unpredictable beast, so all we can do is keep on working at creating quality sites, and hope that everything else good follows.


  11. Inspirational post and congratulations as you crossed 1000$ for the third consecutive month…
    Could you please tell that your earning through slowcarbdietexperiment is through cashrate offers?


    Eric G. Reply:

    Thanks! My Slow Carb Diet Experiments site doesn’t earn through CashCrate offers – right now, it’s only monetized with ads and Amazon affiliate links.


  12. That is impressive that you can make that much on a monthly basis. Did the uptick in your earnings specifically coincide with ranking for “make money online?”

    How long have you actually been working at this passive income thing?


    Eric G. Reply:

    I do think the ranking for that keyword had a big impact on my earnings, specifically with CashCrate. I’ve been working at this passive income thing for almost 3 years now, so it’s been a long journey!