My Passive Income Report [November 2012]

With November coming to an end, we’re officially into the holiday season.

It’s always an interesting time for online business because on the one hand, you’re in the busiest shopping time of the year (which is obviously great for business).  On the other hand, you’re spending a lot of time with friends and family, hopefully enjoying a break or two from work (which isn’t always great for productivity).

It just so happens that this past month was easily my best month ever, since I started trying to make money online a few years ago.

The only negative part of it all is that my income sources are not the ones I’d like them to be, but I’ll certainly still take income wherever I can get it. :)

Let’s take a look at the details…

A Brief Overview of November

Despite the fact that November was my best month to date, I actually didn’t put a lot of work into my online business (it’s funny how it sometimes works like this).  As I always say, that’s the beauty of passive income.

During the week of Thanksgiving, I spent some time visiting family in Nevada and enjoying some warmer-than-Chicago weather. (I even made $27 in the casino!)  It’s always a lot of fun out there, which makes it so hard to go back to work when it’s over.

A view from the backyard in Nevada

I suspect December will be almost as unproductive as November, but this kind of downtime is sometimes what you need to get yourself re-energized and motivated.

Now, time for the fun stuff.

November Income Report

Article Writing

As you probably remember, I no longer earn money from InfoBarrel (due to probably never having an AdSense account again).  I recently gave my InfoBarrel account to my sister, so that my articles don’t go to waste, and she can use it with her AdSense account.

If she winds up sharing some of the income with me (we might work out a 50/50 split), I’ll still report that income here.

As far as article writing goes, Squidoo is where I’ll be posting any new articles I write.  I don’t plan on spending a ton of time on this, but I may still write 3-4 articles per month.

Even if I don’t end up earning much from Squidoo, I still like to write random topic articles from time to time to break up the monotony of whatever else I’m working on.  Also, it’s part of me staying diversified as much as I can.

Here’s a summary of all my article-related income for November:


  • Amazon: $2.80


  • Chitika: $0.03

Total Article Writing Income: $2.83

Lending Club

Lending Club is one of my favorite online passive income sources, mainly because (as I’ve said before) I believe it’s my only truly passive income source.  If you are unfamiliar with Lending Club, however, you should read my original write-up.  I wrote it a long time ago, but it still applies today.

I’ve received some interest from readers about me writing a guide about investing strategy on Lending Club.  I think it’s a good idea for me to at least write about the strategies I use, so look for this post hopefully sometime in December.

November was another good month, as my annualized return crept back above the 6% mark.

I’m now invested in 150 loans (+2 from October) and my net annualized return is 6.02% (+.08% from October).

Now that Lending Club has been around for several years, it seems like there’s been a lot of good press coming out.

Since Lending Club’s inception in 2007, Lending Club’s investor returns (on average) have outpaced stocks and bonds (overall).  Keep in mind, this time period includes the big stock market drop across 2008-2009, but since then, the market has bounced back anyway.

[Source: Lending Club]

Keep in mind, this isn’t free money – there is still some risk.  When I write my investing strategy guide, I’ll address why I think Lending Club investor returns are exceptional given what I believe is relatively low risk.

If you’re interested in trying Lending Club, you can sign up with this link and get a free account.  If you’re unsure whether this type of investing is right for you, you can deposit a small amount (investments can be as small as $25) and become familiar with it. As always, if you have any questions about it, I’d be more than happy to answer them in the comments (or feel free to contact me by e-mail).

Niche Sites

Just like last month, there’s not much to report here.  For my niche site domains that haven’t yet expired, I still earn a little bit of money from various sources (mostly Amazon).

I’ve been letting most of these domains expire, except for the ones where I think the income over the next year will be greater than the domain renewal cost (without me putting in any additional work).

Here’s a summary of November’s niche site earnings:
  • Amazon: $21.72
  • $1.64
  • Chitika: $0.00
  • InfoLinks: $0.69
  • Commission Junction: $2.80
  • Total: $26.85 (+$11.42 from October)

Authority Sites

Authority Site #1 (Not Revealed)

This site still remains inactive.   As I’ve mentioned in the past couple of income reports, I’ve taken my content off the .ME domain that it was previously on, and I’m planning on moving it to a new .COM domain.

It’s going to take some work whenever I decide to re-publish the content on the new domain, because the new domain doesn’t have any backlinks or any other work done to it yet.  This still isn’t high on my priority list, and I won’t be surprised if the status remains the same in next month’s report.

Authority Site #2 (Slow Carb Diet Experiments)

Traffic has been pretty steady, which I consider a negative at this point because it needs to grow substantially before I can really monetize the site and realize its earning potential.

The one bright spot is that is I’ve been slowly building an e-mail list, which should be a valuable asset later on. Right now, the list has about 25 subscribers.

Earnings – November:

  • Amazon: $0.00
  • Total: $0.00

Total Authority Site Earnings: $0.00

Affiliate/Other Income

Here’s the breakdown for affiliate and other income earned during November.  [Note: This income comes from other sites not discussed/listed above, including affiliate sales generated through this blog.]

A big reason for the spike in this income, particularly with CashCrate, is thanks to my post that is ranking on page 1 for “make money online” (which I wrote about here).  At some point in the next few weeks, I’ll write a more detailed post about CashCrate.

Total Misc. Affiliate Earnings for November: $1,576.58

Income Summary

Here’s a summary of November’s earnings, organized by project/challenge:

  • Article Writing: $2.83
  • Amazon & “AdSense” Niche Sites: $26.85
  • Authority Websites: $0.00
  • Misc. Affiliate Income: $1,576.58

Grand Total for November: $1,606.26 (+$1,303.13 from October)

Not only is this my first time ever cracking the $1,000 mark, but I completely blew away my previous record month in earnings.

I realize a lot of this is driven by affiliate income from my blog here (My4HWW), and while this isn’t my primary focus for income, I’m nevertheless happy about it and appreciate anyone who has contributed to it by clicking through one of my affiliate links.  Hopefully it’s a win-win situation, and you’re getting value out of reading this blog.

Popular Blog Posts

These were my top 5 most popular blog posts in November based on number of views:

1) 142+ Ways to Make Money Online

2) My Passive Income Report [October 2012]

3) AdSense Account Disabled: What the Hell?!

4) How to Make $2,000 Per Month Writing for InfoBarrel

5) How to Use This Free Tool to Intelligently Optimize Your Site

I’m thrilled at how this month turned out, and I’d love to hear about how your November went.  Please do share in the comments! And until next month, best of luck to you and your passive income projects. :)

If you enjoyed this income report, subscribe to the RSS feed (if you haven’t already) so that you don’t miss any future updates. Thanks so much!

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36 Responses to “My Passive Income Report [November 2012]”

  1. Wow, congratz on your milestone! Post like this keeps me motivated :) Will work more so I can achieve my goal before the year ends!
    Sanjay recently posted… 20+ Free Responsive Themes Collection


    Eric G. Reply:

    Thanks Sanjay! Good luck on reaching your goal this year.


  2. It seems that you are really starting to make some decent progress. Way to go on this month, since it seems that you are making more this past month than what you did in October. I’m just now starting to keep a better track of my passive income earnings (previously just $50 a month) but I think I might soon be able to catch up with you!


    Eric G. Reply:

    Thanks Mike – yes, November definitely blew away October in terms of how much I earned. Just keep working hard, and it eventually pays off.


  3. Nice going Eric, chuffed to bits for you mate!

    I know you say you’d rather see the money coming from elsewhere but I too would be thrilled with these sorts of earnings regardless.

    £1000 is a big target for me too (like many I imagine) but it does feel like a world away right now. Still, must keep the faith :)
    Dan recently posted… Authority Site Update (November 2012)


    Eric G. Reply:

    Thanks for the comment Dan! Yes, regardless of the source, I am still happy about crossing the $1,000 mark. You will get there eventually if you keep at it In October I was so far away, but as you can see, things can change quickly.


  4. Hey Eric – Congrats on the $1000 milestone, that is terrific. Would love to learn more about the Commission Junction earnings. Also very much enjoying the developments for your low carb niche site. Cheers, Quinn
    cubicle free Quinn recently posted… November Income Report and Update – How to Geotarget Your Authority Website


    Eric G. Reply:

    Thank you. Maybe I’ll write a post about Commission Junction one of these days…it’s a great place to earn from due to the fact that they have affiliate programs for so many different products and services.


    Quinton Hamp Reply:

    I have a hard time picking CJ services or having any success with them . A post like that would rock!
    Quinton Hamp recently posted… Novemember 2012 Income Report (+ Using Squids To Fight Penguins)


    cubicle free Quinn Reply:

    I think I am the same as you Quinton. I have tried and I think I have two $100 cheques to date on pages that have earned thousands with other affiliates.
    cubicle free Quinn recently posted… Site Review Exchange – Case Study Of A Successful Authority Website

  5. good stuff Eric. amazing how one high ranking posts can bring in gobs of traffic and revenues.

    cashcrate is also one of my solid revenue generating programs, mainly because of my paid surveys niche site.

    interested in the boost in commission junction. was that primarily concentrated in 1-2 products or all over the board? I assuming all blog generated.

    nice to see 1k+ buddy
    Sunil l Expediting Wealth Creation recently posted… How to Create a Free eBook Giveaway in a Jiffy: Key to Building an Email List


    Eric G. Reply:

    Thanks Sunil – feels good to cross the imaginary threshold, even if this particular income source isn’t sustainable in the long term.

    Commission Junction earnings were all over the board (a mix of hosting packages, Lending Club, and other affiliate programs that I use on other sites).


  6. Big bucks man! Congrats!

    It took me a year or so to consistently break $1K. It’s a great milestone.

    That CJ figure is awesome! I love affiliate revenue. Safe, and relevant.
    Financial Samurai recently posted… How Much Savings Should I Have Accumulated By Age?


    Eric G. Reply:

    Thank you! It does feel good to break the $1K barrier, and I suspect it’s going to take awhile for me to continue to break that mark month after month.


  7. Congrats on breaking the $1k mark. I’m hoping I can see that myself here really soon.

    Your consistency and positive attitude even in the face of setbacks has been encouraging.

    Keep after it!
    Quinton Hamp recently posted… Novemember 2012 Income Report (+ Using Squids To Fight Penguins)


    Eric G. Reply:

    Thanks Quinton! :)


  8. Woot! I remember when you were digging in for the good fight after the AdSense debacle. Proof that hard work and perseverance count!
    Mike recently posted… The LTNE Holiday Strategy


    Eric G. Reply:

    Indeed, hard work definitely pays off. Thanks Mike!


  9. Not bad. I can only wish the same thing for me. I feel like I’m running around in circles XD but it’s great to see others are faring well it’s inspiring for start up marketer like me.


    Eric G. Reply:

    I’ve felt the same way many times before…you just need to keep at it, and you will eventually have your breakthrough.


  10. Whoa! breaking the 1k mark is a great achievement. Passive income are great, you get to earn with minimal effort. Good luck for the coming year.


    Eric G. Reply:

    Thanks Sandy, best of luck to you too.


  11. Congrats on hitting the 1K mark!

    Keep scaling and wokring hard, and it’ll be 5K, then 10K, then 20K!


    Eric G. Reply:

    Thanks a lot for the comment, Ryan. Scaling up to $20K would be great…one day, one day. :)


  12. Wow, good for you mate. Maybe when I go self hosted in the New Year I might have to pick your brain on what to do and what not to do! Good for you! Mr.CBB
    Canadianbudgetbinder recently posted… How to Earn Optimum Points Fast at Shoppers Drug Mart


  13. Thank you for posting your earnings! I find it very inspiring to see other people’s progress. My own progress has been a lot slower but I plan on gaining ground into the new year. Hopefully I’ll inch closer to $1000 in passive income in the coming months.
    Mindy recently posted… Make Money Writing with Textbroker


    Eric G. Reply:

    Thanks for the comment Mindy, and best of luck to you in hitting the $1K mark soon!


  14. Great stuff Eric!

    Pretty curious about your Commission Junction stuff and Cashcarte too.

    With what site / product do you use CJ with? Or is that your authority site?

    I’m also super excited about the slow carb diet actually, just read the book 4 hour body and just received the 4 hour chef. So might hit you up later on to do something together.

    Good stuff on the 1K mark!
    Ralph | Niche Websites 101 recently posted… (Video) Long Tail Pro vs Market Samurai Comparison


    Eric G. Reply:

    I use CJ on several of my sites, including my old niche sites as well as this blog. There’s a variety of products that I promote. Glad to see you are getting into the slow carb diet – I love it, even though I’m taking a short break from it (just for the holiday season).


  15. wow man, good work. I was reading it thinking things were looking a little bleak but then those two big ones came up. Looks like the old 80/20 rule has reared its head. keep going mate!


    Eric G. Reply:

    Thanks Matt – 80/20 is definitely real!


  16. Wow, great stuff. Always a pleasure to read each month! Congrats on hitting the 1000, i think for many people this would be quite an achievement
    Dave Erin recently posted… CPM Advertising Meaning


    Eric G. Reply:

    Thanks Dave!


  17. Glad to see you’ve cracked the $1000 mark, next step $2000. Very inspiring
    Lewis Saka recently posted… Take The Journey of Self-Discovery


  18. Congrats on the earnings. For some odd reason, I feel like i’m on the blog. Well, the income reports is done exactly like Pat’s reports he been doing for a long time. lol
    derek recently posted… Simple URLs Redirect Plugin Fix In WordPress 3.5


    Eric G. Reply:

    Thanks Derek. Yes, I think Pat may have been one of the first to make publishing income reports popular. I’ve been posting my income reports for about 2 and a half years now.


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