Online Passive Income and Blog Update [September ’11]

September flew by! It feels like just a week ago, I was writing about August.  What are the chances there’s ever a month where you find yourself saying, “this month felt like forever…”? Seems unlikely.

September wasn’t anything spectacular as far as earnings go, but there are a few things I’ve tweaked and changed, which I’ll explain in this post.

Let’s get into it…

What’s New With Me?

There actually wasn’t too much new in September, but I wanted to take a moment to write about a new plan I have for October.  I’ll be honest, I’ve been slacking a lot lately when it comes to both my personal fitness and my online productivity.  It isn’t simply because I’m lazy – I work all day and mostly enjoy what I do, and I like to come home, relax, and watch TV with my girlfriend.  Cooking has also become a new passion of mine.

The point is, it doesn’t leave a lot of time for other things, and that bothers me sometimes. So, I came up with a partial solution, inspired by The Best Procrastination Tip recently featured in my post, 5 Posts That Will Definitely Motivate You.

The tip is this: Each day, I must do one thing fitness related and one thing online business/internet marketing related, no matter how large or small.  This could mean running 10 miles and creating an entire niche site from start to finish….or…doing 15 push-ups and writing a blog post.  It doesn’t matter, as long as I’m doing something.  What do you think of that? (You can answer in the comments.)

Okay, now back to our regularly scheduled monthly update…

[Read my write-up here]

If you’ve been following my blog for awhile, you know the deal with Lending Club. It’s a peer-to-peer lending site that I feel is my only true source of passive income (i.e. once I’m invested, I make money by doing virtually nothing).   As of the end of September, I was invested in 101 loans (+3 from August) and my net annualized return was 7.25% (+0.05% from August).

As I always point out, my current interest rate at Lending Club far exceeds that of any type of “safe” investment like money market bank accounts and CDs (certificates of deposit). Remember, however, that Lending Club loans are riskier than these other types of investments.  I do strongly believe that the additional risk is more than compensated for by the higher rate of return.  I’ve been with Lending Club for over 2 and half years now, and have consistently seen returns greater than 7%.

Here’s an image from my Lending Club account summary that show my performance compared to other Lending Club investors:

If you’re interested in trying Lending Club, you can sign up with this link and get a free account.  If you’re unsure whether this type of investing is right for you, you can deposit a small amount (loans can go as small as $25) and become familiar with it.

To me, trying something like this and investing a small portion of your money is a no brainer. You’re going to get higher returns than a bank account, and although it locks up your money for a period of time (you are generally paid back over 3 years), it’s well worth the ability to have your money earn you money, with virtually no effort on your part.

Info Barrel Earnings Challenge

[Read about the challenge here]

September was a down month for InfoBarrel, but as I’ve come to realize, this is going to fluctuate month to month.  Considering I haven’t been adding any articles, any increase or decrease in earnings for a given month is purely due to the traffic generated by the same articles.  While this isn’t all that exciting, it’s nice to see that this has really become a pure passive income source for me now.

As of the end of September, I have written 130 articles (+0 from last month).  Here are my September Google AdSense statistics for Info Barrel:

In September, I earned a total of $60.10 via AdSense, from my Info Barrel articles (-$18.92 from August).

September InfoBarrel Earnings Summary

  • Google Adsense:                 $60.10
  • Amazon Associates:          $0.00
  • Chitika:                                    $1.44
  • Other Affiliate Earnings:   $0.00
  • Total: $61.54 (-$21.91 from August)

If you want to add InfoBarrel to your passive income portfolio, you can sign up for it here.

Niche Site Duel

Unfortunately, I’ve decided to give up on my niche site duel website (the P90X review site).  Maybe I’ll write a future post going into more detail on this decision, but there comes a time when you have to cut your losses and give up.  It’s been a year and this site has been remarkably slow to progress.  There are several theories I had, but ultimately, I won’t know why exactly it failed.

I’ll still keep the site running, but won’t pay any attention to it.  Any money I earn from it will be displayed as part of the misc. income section below, starting with this month.

Amazon Niche Site Challenge

[Read about the challenge here]

Last November, I launched a challenge where I planned to create several niche sites specifically tailored for Amazon’s affiliate program (i.e. selling physical products as an affiliate of, and I’m following the lessons taught in Chris Guthrie’s Niche Profit Course.

After three straight months of record earnings, I saw a decrease in earnings for September.  I’m not sure why, but I would expect that with the holiday season around the corner, earnings should be picking back up soon.  If you’re thinking about starting an Amazon niche site, do it now so that it’s complete and ranking by the time the holiday shopping season gets into full swing (your window to do this is closing!).

Here are the stats for September:

# of Amazon niche sites: 16 (same as August)

Total September Amazon Niche Site Earnings: $107.64 (-$107.30 from August)

My Authority Website

As I detailed here, I’ve started an authority website that I have big plans for.  The site saw a decent increase in earnings this past month, but it’s still nowhere near what I’d like it to be.  I’m not at the point yet where I’m ready to share the details of this site, but don’t worry, it’s coming eventually.

Here’s what the site earned in September:

  • Google Adsense:                 $13.04
  • Other (to be disclosed later): $3.24
  • Total: $16.28 (+$8.99 from August)

Misc. Affiliate Income

This area increased for a second straight month!  As usual, there’s no real explanation, as all of this comes from work that I did a long time ago (I didn’t build or write anything new that would add to these income sources). Here’s the breakdown for September:

  • Adsense: $8.53
  • Amazon: $0.00
  • ClickBank: $123.83
  • Commission Junction: $300.00
  • PayDotCom: $3.00
  • Private Advertising: $35.00
  • Market Samurai: $149.00
  • P90X Blog: $2.45
  • Other Misc.: $27.50

Total Misc. Affiliate Earnings for September: $649.31 (+$42.66 from August)

Income Summary

Here’s a summary of September’s earnings.  Instead of summarizing it by source (i.e. AdSense, Amazon, etc.), I’m going to summarize by project/challenge, which I think makes a bit more sense.

  • InfoBarrel Earnings Challenge: $61.54
  • Amazon Niche Site Challenge: $107.64
  • My Authority Website: $16.28
  • Misc. Affiliate Income: $649.31

Grand Total for September: $834.77 (-$79.31 from August)

Although this month saw a decline in earnings, I’m still pretty happy with the result.  Knowing that most of this was truly passive income reminds me of the power of putting in hard work now to reap the benefits later.  A lot of this income comes from work I did almost a year ago (or more), which is really amazing when you think about it.

Popular Posts

These were my top 5 most popular blog posts in September based on number of views:

1) Online Passive Income and Blog Update [August ’11]

2) The Ultimate Backlink Tracker (Free Tool)

3) How to Make $2,000 Per Month Writing for InfoBarrel

4) 142+ Ways to Make Money Online

5) The Best Sources of Passive Income Online (My Rankings)

Until next month, best of luck to you and your passive income projects!

If you enjoyed this income report, subscribe to the RSS feed (if you haven’t already) so that you don’t miss any future updates. Thanks so much!

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16 Responses to “Online Passive Income and Blog Update [September ’11]”

  1. Hey Eric,

    I know how it is buddy. September as quite a change overall and I think, since it’s hitting the Fall, things are definitely going to shift around a bit.

    People are going to be spending more time indoors and that means that income should rise because they’re not out spending money on the summer things.

    I’ve played triage to some of my projects as well because I’ve realized that I’m over exerting myself on a day-to-day basis; now I’m mainly focusing on freelance work to help pay for my college fund and then study/exercise to work on my personal development.

    I really like the idea of doing 1/1 on a daily basis. I’ve been biking every day now (already lost about 10 pounds) and also doing the bigger items on my business check list.

    Things are gonna look good once it gets colder because you’ll have more reason to invest time into computer-related work; I know I always get a lot more projects done around this time.

    Overall, it’s still awesome income especially when you stretch it out in the long run – it’s like having a secondary part-time job that you don’t really need to work at which many people can’t claim, ya know? Keep at it buddy.
    Murray Lunn recently posted… Things Done Changed: Life Re-Imagined


    Eric G. Reply:

    Thanks Murray.

    I like the new approach you’re taking, to life in general (referring to your most recent blog post) – it sounds like you have a good plan in place, and I have no doubt you’ll find success.


  2. Hi Eric,

    I’ve started to keep a more thorough track of my income and will start posting this later on my website too.. you got me convinced…

    As said by Murray, It is a bit slower on my end too and I’ve just started an new project which I hope will bring in some extra income..

    Keep at it!
    Ralph recently posted… 5 Need to Know LinkedIn Tricks


    Eric G. Reply:

    Thanks Ralph. I like posting my income detail each month, not only because I think people enjoy reading about it (as I enjoy reading others’ income reports), but also because it helps hold me accountable for the work that I do. I’m more inclined to stick to my goals and stay productive when I know I’ll be publishing the results to “the world.”


  3. Eric,
    Awesome work. I feel like this is a solid month, especially given the passive element of it all. I really like your sentiment about doing one workout thing and one online marketing thing each day. I can totally relate on coming home from work and just wanting to watch TV. However, we both make some sacrifices now, the long term will be hugely passive and in our favor.
    All the best,
    PPC Ian recently posted… Celebrity Endorsement Tips For Online Marketing


    Eric G. Reply:

    Well put, Ian, thanks for the comment. The key really is getting yourself to stay focused and make the necessary sacrifices to ensure that you’re building up your passive income assets.


  4. I’ll take your tip and put it to work. Even after so many years online, i still have days when i do absolutely nothing productive. I simply waste time, and then i regret it.
    It’s painful to look back and think of how many productive things you could have done.
    Chris recently posted… Stamina 15-0200 InTone Folding Recumbent Bike


    Eric G. Reply:

    Thanks for the comment, Chris – I 100% feel the same way. All you can do is stop looking back, and make a plan that allows you to be productive going forward.


  5. Great result! Knowing that all of these are just from your passive income. I wonder how long have you’ve been working with these stuffs before you achieved this earning level?
    Greg recently posted… Greenworks 26032 20-Inch Electric Snow Thrower Review


    Eric G. Reply:

    Thanks for the comment, and good question. I actually just wrote a post detailing my earnings history here:


    Greg@Snow Blower Reply:

    I was able to check the details of your income and it’s pretty amazing how you were able to increase of your income last October and November. You earned from a lending club am I right with my readings?
    Greg@Snow Blower recently posted… MTD Snow Thrower 123CC 21″ 4 Cycle Review


    Eric G. Reply:

    Thanks Greg. Yes, you are correct, I did earn some of my income from Lending Club.

  6. Awesome to see you hitting $1000 almost. Keep it up. I look forward to your Oct report.
    Kent @ Make Extra Money Online recently posted… My focus in 2011


    Eric G. Reply:



  7. Amazing I’m reading through the post opening new tabs with all your links and expecting you to have earned in the mid $xxxx and you end up with $800 + dont get me wrong been in the same business I’m well aware how difficult it is to get to $800… and you actually made me feel good as I came in around the same level thanks



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