My Passive Income Report [March 2013]

After a long and semi-painful tax season, I’m finally back!  And what better way to return than with an income report that’s a couple weeks too late.

For a month where I did absolutely no online work, March was amazing.  I’ll only tease you a little: it was another personal record-breaking month, but I do have a few reasons to be concerned about how April will follow.

Let’s take a look at the details…

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I’ll Be Back Soon…

I just wanted to write a really quick post to let you know that I’m in the midst of a small blogging break while I finish up the tax season crunch (2 weeks left!)

Expect to see March’s income report, along with my regular weekly content, shortly after April 15th.

I hope everything’s going well with you.

My Passive Income Report [February 2013]

February came and went rather quickly, and March seems to be doing the same (this is the latest I’ve ever posted a previous month’s income report!).

I’m generally not a fan of February from a reporting standpoint – you only have 28 days, so to maintain your regular monthly results, you need to be a lot more productive.

Surprise, surprise…I was not very productive, thanks to my very busy work schedule during tax season.  That didn’t get in the way of having a great month, fortunately.

I’ll share all the details below…

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“I’m Too Busy.” Sound Familiar?

This is something I struggle with on an annual basis (during tax season).  I have a real job – one that exists very far away from my internet projects.  I have no problem meeting the obligations of that job, even if it’s stressful at times.

Sometimes, however, the real stress isn’t about what I’m doing at my job – it’s what I’m not doing outside my job because “I’m too busy.”  I have projects that I’d like to be working on, but at the same time, I also want to enjoy what little free time I have outside of work (which tends to happen when you’re working 60+ hours a week).

So how do you fight this urge to simply say, “I’m too busy”?  How do you maintain productivity with your side projects when your “real” life is consuming most of your time? This post will be short and sweet, but hopefully it’ll generate some good discussion.

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How I Make Money with Lending Club (My Investing Strategy)

This is the post I’ve been referring to for the past couple months, and I’ve finally gotten around to writing it.  If you’ve read my income reports, you know I talk about Lending Club on a monthly basis.  The reason is simple: This is really my only “true” source of passive income online.  I’ve used Lending Club for over 3 years now and am happy to be an affiliate as well.

What is Lending Club?  It’s basically a platform that allows individuals to loan money to other individuals (also known as “peer-to-peer lending”), with Lending Club as the middle man, making sure that your risk is properly identified before you make an investment.  They do everything from running a credit check on the borrower to verifying the borrower’s annual income, to make sure it’s relatively safe for you to loan them the money.

Of course, there is some risk involved, but you’re compensated for that risk by earning a nice interest rate on the loan (investment).  If you read my income reports, you’ll see I currently earn around a 6% annualized rate of return on my investment, and the average rate of all Lending Club investors is around 9%.  There’s a lot more to it, which is why I decided to write this guide and show you my strategy when investing on Lending Club.

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My Passive Income Report [January 2013]

The first month of 2013 is officially in the books, and I must say, this year is off to a great start.  

Once again, I beat my earnings record as everything that was doing well in November and December continued into January.  I’m excited about all the different projects I have in play right now as I look forward to a big year in 2013.

Without further ado, here’s the January report…

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